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The amount of money you spend on your car has a big affect on the general condition or well being of your private funds and funds. I wrote this put up for that very reason. One could complain that Ms. Yellen did not face any explicit challenges. As presidents are tested in wartime, so Fed chairs are tested by events. Ms. Yellen didn’t face a recession or financial crisis. On this quiet late summer time of the enterprise cycle, her job was largely to do nothing, and resist calls from individuals who wanted her to take massive steps. The Fed’s major tool is the federal funds price, has barely moved.